Spending Account

Get Started with Your Spending Account

As part of your spending account program with Lifetime Benefit Solutions (LBS), you have 24/7 access to your account through our online member portal and the LBS Health Spending mobile app.

First Time Log In Instructions

If this is your first time logging in, LBS will have an initial username and password set up for you. Follow the instructions and example below.

Initial Username

Your initial username is the first letter for your first name, your full last name, and the last four digits of your Social Security Number (SSN).

Example: John Smith | SSN: 123-45-6789

Initial Username: jsmith6789

Initial Password

Your initial password is the first letter of your first name (lowercase) followed by your five-digit zip code.

Example: John Smith | Zip Code: 12345

Initial Password: j12345

For more information, refer to the Lifetime Benefit Solutions Spending Account Member Portal document or, for mobile, the LBS Health Spending App document.

Spending Account Login

LBS Online Member Account Benefits

Once you are logged in, you will be able to:

View your account summary and track account contributions and payments
Make transactions online
Update your email address, username, and password
Complete plan-related forms directly online, then print and submit for processing