Summary Plan Descriptions (SPDs)

Lifetime Benefit Solutions can prepare Summary Plan Descriptions (SPDs) and Plan Documents for all types of ERISA or non-ERISA Cafeteria Plans.

In addition, Lifetime Benefit Solutions can prepare SPDs and Plan Documents for Cafeteria Plans that include employer credits that can be used for a variety of qualifying benefits, as well as SPDs and Plan Documents for ERISA or non-ERISA HRA plans. We can prepare these for approximately 25 different HRA plan designs.

We can also prepare SPDs and some Plan Documents (if not a wrap plan that includes non-health benefits) for ERISA and non-ERISA, insured or self-insured, medical, dental and/or vision plans.


Want to learn more about our Benefits Administration Programs?

Contact your broker
or contact us directly at


Contact Us Online

Get A Quote

An image of two men talking about benefits.

Benefits programs built around you.

We provide a laser-focus on the critical elements of any successful benefit program. Effective design; clear, concise communication; and dependable, ongoing administration and compliance, mapped to each company's individual needs and workforce. Call 1-800-356-1029 or

Lifetime Benefit Solutions is a national leader in developing and delivering health-related benefits plans – partnering with our customers to deliver value and promote employee health and wellness.

Flexible employee benefit programs, intelligently and creatively customized to your company’s unique situation.