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The Lead January 2016 - Lifetime Benefit Solutions





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FALL 2015




Copyright © 2015 Lifetime Benefit Solutions, All rights reserved.


  • Legislative Update

    Automatic Enrollment for Health Plans Repealed On November 2, 2015, President  Barack Obama signed H.R. 1314, the  “Bipartisan Budget Act of 2015,” which,  among other things, repealed the auto- enrollment requirement from the Fair  Labor Standards Act (FLSA). Under that  provision, employers that are subject  to the FLSA and which employed more  than 200 full-time employees would have  been required to automatically enroll  new full-time employees in one of the  employer’s health benefits pl Read More…

  • Attention Lifetime Benefit Solutions brokers

    Attention Lifetime Benefit Solutions brokers(and those who wish to be) Lifetime Benefit Solutions is launching  a new broker compensation program in  2016 for our ancillary lines of business. Watch for details in the coming weeks. Back to Current Issue   Download the PDF Read More…

  • 5 Things to Know: Telemedicine

    5 Things to Know: Telemedicine As Lifetime Benefit Solutions prepares to roll out its new telemedicine service,  here are some important points about it. Increases timely access to care and  offers the opportunity for the patient to access primary care on their terms Avoids unnecessary transfers to  another facility when a remote specialist  can determine if the best option is to  stay local Crosses borders, requiring duplicate  licensures in multiple/bordering states Allows physicians to Read More…

  • Product Highlight

    Reimbursement Accounts:  Qualified Transportation   Benefits If your clients are looking to you for ways to save  their employees some  dough, we’re about to  make you look like a  hero. A Qualified Transportation Benefit (QTB)  allows employees to pay for commuting  expenses with pre-tax dollars. By  reducing their taxable income, they’ll  save money – although planning ahead is  crucial. Employees must estimate their  expenses for the upcoming year before  enrolling in the benefit. Ther Read More…

  • The Lead - Fall 2015 Edition

    The Lead is published periodically to keep you abreast of the ever-changing world of employee benefit plans. You are receiving this newsletter as a partner, customer, associate or friend of Lifetime Benefit Solutions. Read More…

  • New Hires

    Welcome Wendy, Alex and SueAnn! As Lifetime Benefit Solutions continues its expansion into Ohio and New Jersey, we’ve deepened our bench considerably with the addition of sales team members Wendy Sutor, Alex Urbino and SueAnn Mikitiuk-Giacalone. As an account executive, Wendy will be focusing on new business in Northeast New Jersey. With more than a decade in sales, her previous experience includes physician office account manager for Medline Industries for two years; nutritional sales consu Read More…

  • Rules & Regs

    Latest Regulatory ‘Cadillac Tax’ Guidance Raises Concerns for TPAs and Employers The U.S. Treasury Department issued its “second” Notice providing suggestions on how the Department intends to implement the socalled Cadillac Tax, officially referred to as the Excise Tax on High Cost Employer-Sponsored Health Coverage (the “Excise Tax”). The new Notice supplements Notice 2015-16 by addressing additional issues such as: (1) identifying the entity liable to pay the Excise Tax liability, (2) Read More…

  • Legislative Update

    Say hello to ICD-10. It’s finally happening. On October 1, 2015, a key element of the data foundation of the United States’ health care system will be transformed. On that Thursday, we will transition from the decades old Ninth Edition of the International Classification of Diseases (ICD-9) set of diagnosis and inpatient procedure codes to the far more contemporary Tenth Edition of those code sets—or ICD-10— already used by most developed countries around the world. The current ICD-9 code Read More…

  • Product Highlight

    Partnering up with Davis Vision to  administer a  Vision Care Plan. Davis Vision offers: A broad array of paid-in-full options Competitive premiums World-class union-staffed fabrication laboratories More than 97% client loyalty Turnkey administrative and customer services Total member flexibility to:  Choose any frame at provider’s offices Select the most popular lens options at significant savings Extensive blended network of premier retailers nationally, as well as independen Read More…

  • The Eyes Have It: The Importance of Vision Care

    The Eyes Have It: The Importance of Vision Care Even if you don’t wear glasses or require only reading glasses, it’s important to stay up-to-date with your eye care. Why an eye exam? Not only can it detect a number of eye diseases, but also systemic conditions such as diabetes, thyroid disease, high blood pressure and neurological impairments. Eye exams can even find some eye diseases that may have no symptoms, which is critical, because the earlier they’re discovered, the easier they are to Read More…

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Lifetime Benefit Solutions is a national leader in developing and delivering health-related benefits plans – partnering with our customers to deliver value and promote employee health and wellness.

Flexible employee benefit programs, intelligently and creatively customized to your company’s unique situation.