The Lead

The Lead January 2016 - Lifetime Benefit Solutions





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FALL 2015




Copyright © 2015 Lifetime Benefit Solutions, All rights reserved.


  • Self-funding: Fear of risk can lead to missed opportunity

    Self-funding: Fear of risk can lead to missed opportunity “What? Me!? Self-funded!!?” Historically, this was often what brokers and consultants would hear from small and mid-size employers (100 to 500 employees). In general, they regarded self-funded plan design as something that could only work for much larger employers who could better manage (and stomach) the risk. However, with new Affordable Care Act requirements and proposed double-digit rate increases for fully insured plans and publ Read More…

  • Product Highlight: Flexible Spending Account (FSA)

    Product Highlight: Flexible Spending Account (FSA) When employers choose to contribute to an FSA when electing a benefit plan, a deduction is automatically withheld from the paycheck, and set aside for qualified medical or dependent care expenses. Employees save money by using tax-free funds to pay out-of-pocket medical, dental, vision and dependent care expenses. Lifetime Benefit Solutions offers two types of FSA accounts: 1.Health Care: This popular account can be used to pay for qualifie Read More…

  • Reap Rewards in 2016 with Broker Compensation Program

    Reap Rewards in 2016 with Broker Compensation Program With a new year comes exciting changes. In 2016 Lifetime Benefit Solutions will be ushering in just such a change with the launch of the broker compensation program. Lifetime will offer attractive compensation for new business sales, with an effective date on or after January 1, 2016 for FSA, HRA, HSA and COBRA products. Payments will be made quarterly for as long as you remain the broker of record, and the program renews annually. To par Read More…

  • New Year, New Flu

    New Year, New Flu Shorter days, longer nights, and chilly weather can only mean one thing; cold and flu season is upon us. The difference between the two? In general, the flu is worse, accompanied by symptoms like fever, body aches, extreme fatigue and dry cough that are both more common and intense. Colds are generally milder than the flu, occasioned by a runny nose, stuffy head (and leave-me-alone demeanor). If you think you have a cold or the flu, see your doctor right away. If left untre Read More…

  • eliminates consumer guesswork for good eliminates consumer guesswork for good is the only one-stop-shop stocked exclusively with FSA eligible products and services, which means there are no guessing games as to what is and isn’t reimbursable, thereby eliminating the headache consumers face every time they walk into a drugstore. In addition to more than 4,000 FSA eligible products, the site offers a national provider database of FSA eligible services and an FSA Learning Center. accepts all FS Read More…

  • The Lead - Winter 2015 Edition

    IN THIS ISSUE: WINTER 2015 AWARD ROUNDUP BROKER COMPENSATION PROGRAM NEW HIRES 5 THINGS TO KNOW: TELEMEDICINE HUNGRY FOR MORE BUSINESS? 2016 FEDERAL EXCHANGE NOTICES AUTOMATIC ENROLLMENT REPEALED PRODUCT HIGHLIGHT AWARD ROUNDUP Flowers blooms as one of 2015's Most Influential Women We’re proud to announce that Jeannette Flowers, our Vice President of Marketing and Product Development, has recently been named one of 2015’s Most Influential Women in Benefit Read More…

  • Award Roundup

    Flowers blooms as one of 2015's Most Influential Women We’re proud to announce that Jeannette Flowers, our Vice President of Marketing and Product Development, has recently been named one of 2015’s Most Influential Women in Benefit Advising by Employee Benefit Adviser. Jeannette was just one of 25 women chosen, all of whom are active not only in national and regional organizations but within their communities as well. A veteran of three decades in the industry, Jeannette is as committed to c Read More…

  • New Hires

    A few introductions are in orderHere we grow again.. As Lifetime Benefit Solutions continues its expansion into new areas, we continue to strengthen and deepen our dedicated sales and client services team. Expect to be speaking soon with new and talented team members Mike Fischer, Rebecca Bradtke and Dan Burkey. Mike FischerMike will be racking up the miles as he makes frequent trips to Ohio to develop new business. Mike, an account executive, joins Lifetime from Medline Industries where he Read More…

  • New Markets

    Hungry for more business? Check your mail recently? You may have  noticed some fresh, tasty messages from  Lifetime Benefit Solutions, just what you’d  expect from the company that’s “the cure for  benefits as usual.” It’s just our way of saying  “Hi!” as we expand beyond New York and  identify ideal broker partners like you. If your  accounts have been looking for something  fresh, new and completely customized for  them, we hope you’ll consider Lifetime Benefit  Solutions. We’re just the Read More…


    Beginning in 2016, all Exchanges operating on will be notifying certain employers whether any of their employees have received an advance payment of premium tax credits. The Exchanges will first send notices to employers with employees who have received advanced payment tax credits for at least one month in 2016 and who have an employer mailing address. CMS will evaluate results of the program in 2016 to determine the best means of improving the process going forward. Read More…

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Lifetime Benefit Solutions is a national leader in developing and delivering health-related benefits plans – partnering with our customers to deliver value and promote employee health and wellness.

Flexible employee benefit programs, intelligently and creatively customized to your company’s unique situation.