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The Lead January 2016 - Lifetime Benefit Solutions





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  • Compliance Notice 2015-87

    Notice Something?  We did.Compliance Notice 2015-87 The ruling:December 2015: IRS, DOL and HHS got together to issue IRS Notice 2015-87, which provides further guidance on the application of the group health plan market reform provisions of the Affordable Care Act to employer-provided health coverage. The notice covers health reimbursement arrangements (HRA), including HRAs integrated with a group health plan, and group health plans under which an employer reimburses an employee for some or Read More…

  • Workplace Renaissance Recap

    Report from "AC": Workplace Renaissance Recap Left to right: CJ Graham, Wendy Sutor and Brandon Holt Recently, members of the Lifetime Benefit Solutions sales and client services team made their way to Atlantic City, New Jersey to take in the Workplace Benefits Renaissance (WBR) Conference. Joined by more than 500 brokers, agents and advisers, they were briefed on the industry’s latest strategic approaches, tools and technologies. Team Lifetime – Jeannette Flowers, Brian Boothby, CJ Graham, Read More…

  • Product Highlight Stop Loss

    Product Highlight: Stop Loss The appeal of a self-funded benefit plan is derived from the access to data and financial advantages it offers. These include improved cash flow, elimination of premium taxes and freedom to invest funds. There are, however, risks involved in this approach. Increased utilization, inflation and other factors can lead to unacceptable overall plan costs while catastrophic claims can create a “shock loss” which you may not be prepared to handle. To help stabilize cas Read More…

  • Spring Allergies

    Achoo! Not!Getting the best of spring allergies Spring is near. Really near this year. Time for trees and flowers to bloom, bees to buzz, snow to melt and allergy sufferers to sneeze. If your eyes are swollen or itchy, you have a sore throat or your nose is runny, here are five easy ways to fight back against the Allergen Army. 1. Limit your time outdoors, especially on windy days or in the early morning hours when pollen counts are highest. 2. Take allergy medicine. Antihistamines are your Read More…

  • Keys to Healthier Snacking March Madness

    Stop the Madness while you watch the Madness:Keys to healthier snacking. Ah, March Madness! That time of year when we gather ‘round the biggest TV we can find, invite over the college buddies, cheer on the alma mater and drink beer. Lots of beer. And eat chips. Lots of chips. And subs. And pizza. And wings. While it’s not a bad thing to indulge now and again (more on that later), slightly adjusting your buffet can help keep you and your friends a wee bit healthier. We’re not saying you need Read More…

  • Easter Cupcake Recipe

    Easter Sunday Recipe: Bunny Cupcakes Not every day has to be a healthy eating day. A cheat meal every once in a while can be a good thing. And with Easter right around the corner, these Easter Bunny Cupcakes are definitely an indulgence to be celebrated. Recipe and picture courtesy of Your Cup of Cake. See recipe below. Back to Current Issue   Download the PDF Read More…

  • The Lead - January 2016 Edition

    IN THIS ISSUE: JANUARY 2016 Cadillac Tax Postponed Product Highlight: FSA Say Hello to MDLIVE New Broker Compensation Program To a Healthy New Year Beware Flu Season What? Me!? Self-Funded!!? FSA Store: One Stop Shopping "Cadillac Tax" postponed - for now. 40% non-deductible excise tax on contributions to FSAs and HSAs delayed until 2020. For weeks it had loomed. The Cadillac Tax: An excise tax on high cost employer-sponsored health plans which included in Read More…

  • "Cadillac Tax" postponed - for now.

    "Cadillac Tax" postponed - for now. 40% non-deductible excise tax on contributions to FSAs and HSAs delayed until 2020. For weeks it had loomed. The Cadillac Tax: An excise tax on high cost employer-sponsored health plans which included in its calculation employer contributions to FSAs and HSAs. Many felt this threatened to unduly burden plan members that relied on these accounts if implemented as planned on New Year’s Day 2018. Fortunately, the Employers Council on Flexible Compensation (E Read More…

  • Lifetime partners with MDLIVE

    Lifetime partners with MDLIVE to deliver healthcare anytime, anywhere Don’t you just love it when a partnership really works – for you? Such is our partnership with MDLIVE, which enables us to offer a new telemedicine service to our clients. When added to your medical plan, employees will no longer have to venture into the cold to find out if they have…well…a cold. MDLIVE treats participants’ routine medical conditions by connecting patients to doctors 24/7/365, saving time and ensuring conv Read More…

  • Keys to a Healthy New Year:

    Keys to a Healthy New Year: It doesn't take a village, but it does take a plan. It’s 2016. Time for a fresh start, right? If you’re like most people, losing weight or living a healthier lifestyle are probably at the top of your Resolutions List. Ah, those New Year Resolutions: Easy to make, tough to stick to. The fact is, most people tend to break the healthy habits they’ve started to develop ‘round about February 1st. So what can you do to stick to the New Year’s Resolution once and for al Read More…

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Lifetime Benefit Solutions is a national leader in developing and delivering health-related benefits plans – partnering with our customers to deliver value and promote employee health and wellness.

Flexible employee benefit programs, intelligently and creatively customized to your company’s unique situation.