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LBS Updates on COVID-19 (Coronavirus)

Lifetime Benefit Solutions is monitoring developments involving novel coronavirus disease 2019 (COVID-19) and what it means for those we serve.

Given that the COVID-19 situation is rapidly evolving, the U.S. Centers for Disease Control and Prevention website remains the best resource for up-to-date health information, especially if you are planning to travel or have just returned from traveling.

Information about COVID-19 can also be found at the New York State Department of Health’s website. If you live outside of New York state, please check with your state’s health department.

Your local county health department is also a resource to check.

The Health Plan is in contact with local, state and federal health and other officials and will implement applicable orders, regulations and requirements as they become effective.

Members who are part of a self-funded employer group should check with their employer’s benefits department to confirm their benefits. Group administrators for self-funded employers should contact their Health Plan sales account managers if they want to change their benefits to mirror the New York State emergency regulation.

Please note, if your employer is opting into these benefits and you have a high deductible health plan, the cost of the COVID-19 test will be covered in full prior to deductible. Copayments and coinsurance will also not apply.

Recommended Precautions From The CDC

The CDC recommends taking everyday preventive precautions to help prevent exposure to this virus and others like it by:

  • Avoiding close contact with people who are sick.
  • Not touching your eyes, nose or mouth.
  • Staying home when you are sick.
  • Covering your cough or sneeze with a tissue and throwing the tissue in the trash.
  • Cleaning and disinfecting frequently touched objects and surfaces using a regular household cleaning spray or wipe.
  • Following the CDC’s recommendations for using a facemask.
  • Washing your hands often with soap and water for at least 20 seconds if hands are visibly dirty and especially after going to the bathroom; before eating; and after blowing your nose, coughing, or sneezing. If soap and water are not readily available, use an alcohol-based hand sanitizer with at least 60% alcohol.

Practicing good health habits every day helps to keep our community healthy.

If You Suspect You May Need Testing

If you are showing symptoms of coronavirus, please call your primary care doctor before going there. The same applies to emergency rooms and urgent care centers. They will need to follow special protocols to meet you upon your arrival.

This information is intended for educational purposes only and should not be interpreted as medical advice. Please consult your doctor for advice regarding changes that may affect your health.

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