401(k) News

  • RECENT developments winter 2017

    Relief for Late Rollovers, IRS Makes Changes to EPCRS, Mutual Fund Ownership Read More…

  • Managing the Use of Plan Loans

    A plan loan feature can be a useful tool for helping to increase plan participation and contribution rates. Nevertheless, plan loans may impede employees’ efforts toward achieving their long-term retirement goals and complicate plan administration. Following is a general discussion of some of the issues surrounding plan loans and suggestions for addressing them. Read More…

  • 2017 Cost-of-Living Changes

    The IRS has released 2017 cost-of-living adjustments (COLAs) for various retirement plan limitations, with some limitations increasing and others remaining at their 2016 levels. Changes include the following: Read More…

  • Review Plan-related Insurance Protection

    It's not unusual to see litigation against retirement plans in the news. Sponsors of 401(k) and other defined contribution retirement plans should evaluate their fidelity bonds and fiduciary liability policies to make sure they have adequate protection. Read More…

  • RECENT developments fall 2016

    A recent Pew Research Center analysis found that the number of older Americans working is increasing. Read More…

  • Make Sure Participants Receive the Plan Documents They’re Entitled to

    Getting the word out about your retirement plan is an ongoing activity. In addition to the enrollment materials you provide newly eligible employees, you probably communicate with participants routinely, answering their questions and encouraging them to take full advantage of the plan. Read More…

  • Paying Expenses with Plan Assets

    Whether your organization’s retirement plan has been up and running for several years or you are looking into what would be involved in sponsoring a plan, you may have questions about which plan-related expenses can be paid by the plan and which expenses the employer is responsible for paying. Read More…

  • Using Target Date Funds in Your Plan

    Target date funds (also known as lifecycle funds) have become increasingly popular in retirement plans. Close to 70% of 401(k) and profit sharing plans offered target date funds in 2014, according to the most recent survey by the Plan Sponsor Council of America.* Read More…

  • RECENT developments July/August 2016

    The Protecting Americans from Tax Hikes (PATH) Act contains provisions affecting certain retirement plans. Read More…

  • QDIAs - ten years on

    Back in 2006, the Pension Protection Act created the qualified default investment alternative (QDIA) as a fiduciary safe harbor to encourage plan sponsors to automatically enroll participants in employer-sponsored retirement plans, e.g., 401(k) plans. Read More…

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