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2022 Limits for Health Saving Accounts and High-Deductible Health Plans

On May 10, 2021, the Internal Revenue Service (IRS) announced (see Revenue Procedure 2021-25) cost-of-living adjustments to the applicable dollar limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs).

The amounts for 2022 are as follows:

  • Annual limitation on deductions to an HSA: Self-Only coverage is $3,650, which increased $50 from 2021
  • Annual limitation on deductions to an HSA: Family coverage is $7,300, which increased $100 from 2021
  • HDHP – Self-Only coverage
    • Annual deductible not less than $1,400*
    • Annual out of pocket expenses do not exceed $7,050, which increased $50 from 2021
  • HDHP – Family coverage
  • Annual deductible not less than $2,800*
  • Annual out of pocket expenses do not exceed $14,100, which increased $100 from 2021

*No Change in 2022

If you have any questions or for more information, please contact your LBS Reimbursement Account Administrator.